The Two Economic Powers® Strategy
The Two Economic Powers® Strategy used by the Retirement Money Experts is completely different than what we call the One Economic Power™ of the traditional 401(k) plan. Yes, you can use the traditional 401(k) and percentage withdrawal methodology, but our data and actuarial research shows that you will have to put away much more money and will have a higher chance for retirement failure. We base our retirement planning philosophy and process on actuarial science which includes decades of retirement data analyzed by leading academic retirement experts, like Dr. Wade Pfau.
The Two Phases of Retirement
Planning for Accumulation and Distribution Together
At the Retirement Money Experts, we believe that planning to maximize your retirement income from the very beginning of your career is the best way to help you retire successfully. We help people throughout their working years—also known as the pre-retirement accumulation phase of life—as well as throughout their retirement distribution phase of life. Planning to optimize your future streams of income during retirement—years before you actually retire—can mathematically help you end up with more spendable income, in some cases, as much as 63% more.
Educational Videos
The Two Economic Powers® Strategy Tutorial Series
Watch this series of videos in order to learn what you need to know about retirement income planning! This 14-video tutorial series is designed to take you step by step through the process. Remember, starting young can make a big difference, and to do that effectively, you must plan for your end goal.
Introduction
Retirement income planning discussion and questions.
Accumulation and Distribution
Understanding the differences between accumulation and distribution. How much to save and where to put those savings.
Retirement Income Options and Distribution
Naming and ranking the different retirement income options from lowest to highest.
Monte Carlo Withdrawal Rates
The industries attempted solution of running out of money too early in retirement.
Example Future Value Under the One Economic Power™ Strategy
Analyzing different interest rates to see how much money would be needed under the One Economic Power™ Strategy.
The One Economic Power™ Strategy
In this video we’ll highlight the problem with the One Economic Power™ Strategy.
The Two Economic Powers® Strategy
Introducing the most efficient retirement income strategy, the Two Economic Powers® Strategy.
Comparisons of The Two Strategies
In this video, we’ll give you an overview and compare side by side the One Economic Power™ Strategy versus the Two Economic Power® Strategy.
The Two Economic Powers® Covered Asset Option
A deeper dive into understanding the Two Economic Powers®- Covered Asset option. Creating a self-made pension.
The Two Economic Powers® Volatility Option
A deeper dive into understanding the Two Economic Powers – Volatility Buffer Option
The Two Economic Powers® Volatility Option Continued
Looking at examples of how to use the Volatility Option in retirement.
Retirement Income Calculation Scenarios for the One Economic Power™ Strategy
Taking a look at the calculations and outputs for the One Economic Power™ Strategy, everyone’s default path.
Retirement Income Calculations Scenarios for the Two Economic Powers® Strategy and comparison to the One Economic Power™ Strategy.
Analyzing the different calculation outputs for the Two Economic Powers® Strategy versus the One Economic Power™ Strategy.
Next Steps
Here we’ll walk you through what the next steps are so you can achieve the highest income streams in retirement.
What Our Clients Say
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Personalization & Customization
Retirement Resources
Educational Papers and Videos for You
As licensed financial advisors focused on retirement, we bring you an array of educational videos and whitepapers you can use to learn more about why we developed and recommend the Two Economic Powers® Strategy versus the traditional accumulation model that we call the One Economic Power™. We also have a wide range of animated videos and whitepapers to help you understand the often-complex concepts behind the financial services industry. Our goal is that you understand your custom plan, and the “why” behind what we do.
